Jarius (Jay) Montgomery started life in Flint, one of 15 children in a household where no one went hungry, but money was tight.
“I remember my father struggling to get a mortgage after we could no longer afford the rent on our house. He and my mom got us ready and took us to a lender. They lined my brothers, sisters and I up in the waiting room chairs and we sat there quietly until someone agreed to see us. My parents walked out of that office with the loan for the house they still live in today.